How much time Holidays in the year?

How many times naturally we went on vacation in a year? Here are three answers to the illustration.

Sinta: Two times (one domestic, one foreign).
Lona: Not at all.
Tya: Wuii, every 3 months must be on vacation.

If you are how? Are you quite like Sinta? Or Lona and Tya?

Seen from the perspective of a financial planner, the right answer depends on the financial health of a person to go on vacation. For more details, let's surgery one-third of the financial condition of the illustration above.

Sinta
Sinta can go on vacation twice a year as it was already planned it long ago. When it gets an annual bonus in February, he was soon making travel plans following the allocation of budget to go on vacation in July - when the kids school holidays. And one, a romantic vacation with her husband to Thailand in November.

Lona
Lona no vacation at all, because the current financial condition is very bad. He still has a credit card and loan debt that has accumulated. One of the reasons he owes it unplanned vacation and craze, which he did last year.

Tempted due to cheap tickets from multiple airlines, Lona home angry and swipe a credit card. Indeed, it seems content to get a cheap ticket, but he forgot that the holiday is not enough to airline tickets. What about the cost of hotel, meals, transportation, shopping, and souvenirs? Where does the money?

Swipe a credit card again? Could you, but at the end vacation home even added stress of bills. Unable to pay the entire bill is paid off, eventually only the minimum payment. So that there was high balances (due to the interest of credit card debt is not paid in full will be charged interest rates of 30-40 percent per year).

So there is no other choice, Lona did HOLIDAY DIET this year. Until the debt problems slowly resolved.


Tya, single, age 30, works okay, brilliant salary, have no consumer debt that has accumulated. So natural and so may Tya vacation every three months. After all, the money there. At the age fairly well established, and yet have a family, of course, remaining sizable salary every month.

Because single people do not have to pay a baby sitter, pay for it-it is for children.

Every month Tya diligently set aside money in a special account. So he never felt guilty when I had to go on vacation four times a year because the funds had been prepared very well.

Perhaps many people would feel jealous, oh so awful Tya lives. Four times a year on holiday - and the photos on the social media cool-cool.

Well, remember. Do not get jealous of the holiday, and remember its own financial condition. Go on vacation and enjoy the essence of life is to relieve stress. When on vacation with a mediocre budget (especially plus debt), that there is even more stressful vacation home.